Hard 12 vs Dealer 5
Basic strategy says stand. Here's what the math looks like across common rule sets.
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Why Stand Is Correct
Dealer 5 busts 42.8% of the time — a weak upcard. Standing on 12 lets the dealer bust their own hand 42.8% of the time; hitting 12 into the same situation risks you busting first. Take the passive line.
How the Play Changes Under Different Rules
The correct play is consistent across every common rule set for this hand.
| Rule Set | Best Play |
|---|---|
| 6-deck · H17 · no surrender | Stand |