Hard 13 vs Dealer Ace

Basic strategy says hit. Here's what the math looks like across common rule sets.

Strategy LookupLive — adjust rules below
Decks
Dealer Soft 17
Late Surrender
Correct PlayHHit
Rule Set6-deck · H17 · no surrender
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Why Hit Is Correct

Hard 13 against dealer Ace looks like a trap — hitting busts a lot, but standing is worse. Dealer Ace only busts 11.7% of the time, which means the other ~88% of outcomes you'd lose outright by standing. Hitting and bettering to 17+ is the less bad option.

How the Play Changes Under Different Rules

The correct play is consistent across every common rule set for this hand.

Rule Set Best Play
6-deck · H17 · no surrender Hit