Soft 13 vs Dealer 5

Basic strategy says double. Here's what the math looks like across common rule sets.

Strategy LookupLive — adjust rules below
Decks
Dealer Soft 17
Late Surrender
Correct PlayDDouble
Rule Set6-deck · H17 · no surrender
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Why Double Is Correct

Soft 13 can't bust on a single draw, which gives doubling a safety net: any draw from 2–9 either improves your hand or converts it to a hard total you can play normally. Against dealer 5 (42.8% bust rate) the basic-strategy chart says double — if the table allows it. Otherwise hit and keep the option.

How the Play Changes Under Different Rules

The correct play is consistent across every common rule set for this hand.

Rule Set Best Play
6-deck · H17 · no surrender Double